Expected Mortgage Rates In 2025 Usa. While the fed has signaled plans for one more rate cut for 2024, housing market experts expect mortgage rates to remain stubbornly high and only gradually ease as we move into 2025. S&p global ratings' chief u.s.
Rates will average 6.4%, according to the mortgage bankers association. Realtor.com projects home prices will increase 3.7%.